Welcome to Focus

At Focus our brokers are friends and staff are family.

We are a young, dynamic and a popular company with an excellent track record for the best broker satisfaction. Driven by a thirst for excellence we thrive to find the best products at the best prices for our brokers to present to their clients, always seeking new ways to excel.

With an unconventional approach to administrating we offer a different option to brokers, by structuring deals with the best service providers in the financial sector and maintaining good relationships we are always in a position to negotiate.
We have never compromised on the quality and the services provided to our brokers. We believe in keeping our brokers happy and providing them with excellent service. We have excellent staff members that are always willing to assist and will walk the extra mile.

By reducing the workload on the broker, their attention can be redirected to growth and management of their clients. We treat all our brokers big or small, with dignity and respect and see all as equal.


Our Services

Underwriting

With constant system and product training, as well as modern fast equipment our staff is well equipped to assist in any underwriting matters, as fast and efficient as possible.

Claims

With efficient systems in place, insurer assistance and well-equipped and trained staff, claims are registered and handled as fast and effective as possible.

Quotes

Strict procedures are in place to assure that quotes are handled as fast as possible. Reasonable turn-around times are set in place, but staff are monitored to assist as fast as possible.

Management 

Management is there to assist in complaints, new broker applications, commission enquiries, etc. All complaints must be sent to management for resolution.


Our Products

Personal lines

A policy that fits the needs of the individual. Not only the easiest to read policy wording for the client, but a policy designed to best cover the insurance needs of any client.

Commercial lines

With well-structured policies and wordings from leading insurers that offer the best possible cover for each client and their individual needs, no matter the industry they trade in.

Flexi

A flexible policy to fit the requirements of individuals that usually run a business from home. This policy provides cover for personal and commercial lines items on one policy document, one policy number and one premium.

Agricultural 

Whether small and independent or a major commercial operation, our policies takes care of the clients individual needs, as well providing cover for commercial assets and operational risks.

Hospitality and tourism

Working with insurer specialists, makes it possible for us to offer insurance solutions to hospitality and tourism business across Southern Africa as well as the Indian Ocean islands.

Body corporate 

Well experienced insurer policies that offer the best possible cover for any sectional title. With not only competitive rates and efficient claims services, but also a well-structured policy wording.

Contractors All-risk

With time-honoured relationships with leading insurers, we’re able to offer a well-structured policy for construction and engineering projects of any size.

Personal indemnity and liability

Our insurers offer a broad range of liability insurance products for small businesses and large enterprises alike, these professionals can include engineers, architects, quantity surveyors, accountants, attorneys and insurance intermediaries.

Carhire

With one of the lowest premiums in the industry, options include 30,45 or 60 days Car Hire, unlimited mileage, 7 group options, and one additional driver, mechanical breakdown can be added to the policy.

Motor excess waiver

Excess waiver for any type of vehicle, including trailers, caravans and commercial vehicles. Our excess waiver waives the basic excess, the windscreen excess and theft excess, starting from only R80.00 p/m.

Non-motor excess waiver

Non-motor excess waiver from only R25.00 p/m, this excess waiver waives all basic excesses of the House contents section, the Home owners section and the All-risk section. This cover can also be added on various sections of the commercial policies.

Tyre sure

From only R35.00 p/m cover is provided for accidental damage to a tyre caused by braking, cuts, and punctures by foreign objects or bursts. This cover can be taken for any type of vehicle.

Roadside assist 

FOCUS Assist is there for you 24 hours a day, 7 days a week and 365 days a year, not only for mechanical and electrical breakdowns but also if you are involved in a collision. Assist covers up to R3 000 (VAT included) per annum on a personal lines policy, and R5 000 per annum on commercial lines policies.

Household/Office assist

Basic Household/Office Assist is only a phone call away, 24 hours a day, “7 days a week”. This service gives your client direct access to the right resources at the right time. The benefit covers the cost of the service providers’ call out fee and the first hour labour for the following: Plumbers, Glaziers, Appliances (white goods only), Electricians and Locksmiths.

Legal assist

Legal advice and assistance from qualified attorneys on any legal matter. This cover includes telephonic legal advice, two (30 minute), consultations with a qualified attorney, at no cost to your client.